Starting your first job

Whether you’ve recently left school or arrived from overseas, there are a few important things you might not know when you start your first job. We’ve put together some helpful…

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Making super contributions

Are you on track for a comfortable retirement? Your employer must put at least 11% of your earnings^ into your super, but you may need more. Making extra contributions to your…

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Accessing your super

Super is your savings for your future, and there are some rules around when you can access it. Generally, you need to wait until retirement, but sometimes (if you really…

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Building a positive financial future

It may be fast approaching or still a way off, but it’s always the right time to start thinking about the future you deserve. Whatever your situation, it’s important to…

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Super Basics

Difference between concessional and non-concessional contributions So, what’s the difference between concessional and non-concessional contributions to your super? Basically, ‘concessional’ contributions means pre-tax. That is, they go into your super before…

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Investment update FY2022

After a decade of strong returns, equity markets fell last year, leading to negative returns for most super funds. While none of us likes to see our balance go down,…

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